Why do I need Travel Insurance?
Whether you visit Canada or Travel outside Canada, you do need Travel insurance to cover unexpected medical bills that can run into hundreds and thousands of dollars and most hospitals demand payment upfront.
Travel Insurance for Canadians:
Government of Canada website says “you are entitled to very limited funding for a certain range of medical services when you are travelling outside of Canada. For this reason, you are strongly advised to purchase additional health insurance every time you leave Canada and ensure that the supplementary insurance you have purchased provides adequate coverage.
Travel Insurance for Visitors to Canada
Visitors to Canada has to pay all medical bills out of their pocket and medical emergency such as heart attack or serious accident can cost a visitor 60,000 dollars to 100,000 dollars or more and if you have sponsored a visitor than hospitals have a legal right to collect unpaid bills from you.
Travel Insurance for Super visa
Hospital and medical insurance is now mandatory for parents and grandparents visiting Canada, this travel insurance is part of the application when you apply for Super Visa, some people name this Travel insurance as Super Visa insurance.
Bottom line is whether you are travelling for pleasure, business, visiting relatives, shopping or catching a cruise travel insurance cost way less than the hospital bills.
Tip for Travel Insurance
Always talk to a travel insurance broker that can shop the best travel medical insurance plan that will save you time and money.